its about half way per armour. but ALWAYS at a point where u need a crafted item like fabric toughener I, II, III, IV, V
just exit the enhance armor screen when u get to one of these points and if youve upgraded it enough the heroine should tell you all about how she wants to get messed up in the wilderness
as for wils armour, i forget :3 but i wouldnt bother upgrading his normal one unless ur having troubles (at least i never needed to)